BUSINESS DEPOSIT ACCOUNT COMPARISON

Compare AccountsSmall Business CheckingBusiness CheckingBusiness Interest CheckingBusiness Savings
Minimum Opening Deposit$100.00$500.00$1,000.00$200.00
Minimum Balance$0.00$500.00$1,000.00 $200.00
Monthly Maintenance Fees$0.00$6.00 if balance drops below minimum$10.00 if balance drops below minimum$2.00 if balance drops below minimum
Free Online Banking
Free Telephone Banking
Free ATM Use at Cowboy State Bank
Free Visa Check Card
Free Checks
Deposit Fees50 free deposited items per statement cycle and $0.25 per item after that200 free deposited items per statement cycle and $0.07 per item after that50 free deposited items per statement cycle and $0.07 per item after that
Check Writing Fees50 free checks written per statement cycle and $0.25 per check after that100 free checks written per statement cycle and $0.15 per check after that50 free checks written per statement cycle and $0.15 per check after that
Overdraft PrivilegeSubject to approvalSubject to approvalSubject to approval
Monthly Statements
Quarterly
Check Images
Earnings
  • 0.10% APY* on balances of $2,500 or more

  • 0.08% APY* on balances of $1,000 or more

  • 0.05% APY* on balances $0 to $1,000
  • 0.10% APY* on balances from $200 to $24,999

  • 0.35% APY* on balances from $25,000 to $99,999

  • 0.55% APY* on balances over $100,000
ConditionsAPY* 0.00% if balance drops below minimum

*APY = Annual Percentage Yield