Everyone is always positive and helpful…local banking keeps you connected with the community too.

Marcia MacDonald, Customer
Best bank and Best employees. I’ve had the pleasure of banking with.
Trina Fiedor-McIntire, Customer
We have used Cowboy State Bank since moving here 10 years ago. We have always enjoyed the things the small banks offer as compared to the large national chains. Dealing with CSB has always been extremely easy and quick. We are so glad that we made the choice to do our banking here!
Richard Horton, Customer

Wonderful staff and personalized service!

Carole Petty, Customer

I Love Banking at Cowboy State Bank. I have been there for almost ten years. The people are very nice, they know my name as soon as I come through the doors.

Marty, Customer

Always great prompt assistance! Cowboy State Bank is terrific!

Cynthia Ott, Customer
It’s the place where everybody knows your name. If you want that small town, personal touch, check out Cowboy State Bank. :)
Anna Bailey, Customer
This is a hometown bank that knows you when you walk through the door and are the friendliest business in town.
Dick Dvarishkis, Customer
Always friendly staff who know the ins and outs of their business.
Patti Drake, Customer
Stellar, Awesome. Always available to assist

Milton Banas, Customer

Wonderful!

Danielle Everett, Customer
Excellent home-town bank. Everyone is friendly. Customer Service is exceptional. They are willing to help any way they can, and provide opportunities that big banks don’t.
Colton Thompson, Customer

I don’t visit the bank much but when I do it’s always a little fun and the candy hits the spot, both Sheridan and Ranchester.

Eddie Price, Customer

MEET OUR LENDING TEAM

At Cowboy State Bank, we’re here for you. Our friendly, knowledgeable staff is dedicated to meeting all your banking needs with personal, hometown service you can count on. With convenient locations in Sheridan and Ranchester, we make managing your finances simple and stress-free. As a local, community-focused bank, we understand the needs of small businesses—because we’re one too.

YOUR SMALL BUSINESS BANKING PARTNER

At Cowboy State Bank, we’re proud to be part of the Sheridan and Ranchester communities. We love partnering with local small businesses to bring new products and services to the area—and we’re here for your personal banking needs, too. Whether you’re managing a household or growing a business, you’ll find friendly, local support every step of the way.

INSTANT-ISSUE DEBIT CARDS

We understand that time is of the essence when it comes to managing your finances. That’s why we offer instant-issue debit cards to ensure you have access to your funds without delay. Whether you’re opening a new account or need to replace a lost or stolen card, we make it easy for you. With our instant-issue debit cards, you’ll leave our branch with a fully activated card on the same day. This means you can start making purchases, withdrawing cash, and managing your finances right away—no waiting required. Your convenience is our priority, and we’re here to provide seamless access to your account whenever you need it.

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