FeaturesRewards Checking
Minimum Opening Deposit$100.00
Minimum Balance$0.00
Monthly Maintenance Fees$0.00
Free Online Banking
Free Telephone Banking
Free ATM Use at Cowboy State Bank
Free Visa Check Card
Free ChecksFirst 40
Free Cashiers Checks and Money Orders
Unlimited Check Writing
Overdraft PrivilegeSubject to approval
Monthly Statements
Check Images
  • 1.00% APY* on balances from $0 to $15,000

  • 0.25% APY* on balances available for balances above $15,000
ConditionsIn order to receive the bonus rate, all of the following qualifications must be met**:
  • Sign up for eStatements

  • At least 1 ACH debit or credit per statement cycle

  • 10 debit card transactions per statement cycle

**If qualifications are not met, interest rate drops to 0.01% APY*
Compare Personal Deposit Account Features

*APY = Annual Percentage Yield