• 24/7 account access when cardholder enrolls
  • Download statements into Quicken or other financial software
  • No-fee bill payment
  • View recent transactions and make payments online
  • Find information and forms needed to research and dispute transactions
  • 3.75% introductory rate, rate at 9.75%, based on prime rate in the Wall Street Journal following quarter end
  • Annual Fee (without ScoreCard rewards) $15 per year if less than $5,000 purchases are made within the 12 month period
  • Eligible for SavingsEdge – merchant-funded savings automatically at participating merchants
  • Year-end summary of card use. No fee for additional copies
  • Cardholders may be eligible to do transactions online and with mobile devices more securely with Visa Checkout
  • ScoreCard Rewards
  • $25 annual fee
  • Cardholder earns one point for every net dollar spent
  • Redeemable for merchandise and travel
  • No blackout dates
  • Few restrictions
  • Competitive to nationally advertised cards
  • $150,000 in Travel Accident Insurance