BUSINESS DEPOSIT ACCOUNT COMPARISON
| Compare Accounts | Small Business Checking | Business Checking | Business Interest Checking | Business Savings |
|---|---|---|---|---|
| Minimum Opening Deposit | $100.00 | $500.00 | $1,000.00 | $200.00 |
| Minimum Balance | $0.00 | $500.00 | $1,000.00 | $200.00 |
| Monthly Maintenance Fees | $0.00 | $6.00 if balance drops below minimum | $10.00 if balance drops below minimum | $2.00 if balance drops below minimum |
| Free Online Banking | ||||
| Free Telephone Banking | ||||
| Free ATM Use at Cowboy State Bank | ||||
| Free Visa Check Card | ||||
| Free Checks | ||||
| Deposit Fees | 50 free deposited items per statement cycle and $0.25 per item after that | 200 free deposited items per statement cycle and $0.07 per item after that | 50 free deposited items per statement cycle and $0.07 per item after that | |
| Check Writing Fees | 50 free checks written per statement cycle and $0.25 per check after that | 100 free checks written per statement cycle and $0.15 per check after that | 50 free checks written per statement cycle and $0.15 per check after that | |
| Overdraft Privilege | Subject to approval | Subject to approval | Subject to approval | |
| Monthly Statements | Quarterly | |||
| Check Images | ||||
| Earnings | 0.01% APY* | 0.01% APY* | ||
| Conditions | APY* 0.00% if balance drops below minimum |
*APY = Annual Percentage Yield
