Using a debit card is a great way to help avoid overdraft fees, since your account balance is typically checked at the time of each transaction. If there aren’t enough funds available, the purchase is usually declined—giving you added peace of mind and helping you stay in control of your spending.
However, it’s important to remember that no system is perfect. Sometimes, multiple debit card or ATM transactions may still cause your account to overdraft once everything is fully processed. For example, if you make several purchases in a short time, the final posted amounts could exceed your available balance—even if each transaction was approved when made.
To help avoid this, keep a close eye on your account activity and balance, especially when making several purchases close together. Online and mobile banking can make it easy to track your spending in real-time and manage your money with confidence.
We offer instant-issue debit cards to make banking more convenient for you. Whether you’re opening a new account or replacing a lost or stolen card, you’ll receive a fully activated debit card the same day—no waiting required. That means you can start making purchases, using ATMs, or managing your money right away. It’s just one of the many ways we’re committed to making your banking experience faster and easier.
Make your debit card as unique as you are. Browse our exclusive card designs on the left, then stop by and choose the look that fits your style. With instant issue, you’ll leave with a personalized, fully activated card the same day—ready to use and uniquely yours.
