CERTIFICATE OF DEPOSITS (CD) & INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

The minimum deposit to open a 6-month or 12-month Certificate of Deposit (CD) and obtain the stated

Annual Percentage Yield* (APY) of 3.04% or 2.52% is $500.

A penalty will be imposed for early withdrawal. The APYs are accurate as of November, 2025.

This is not a promotion and does not need to be new money. Fees may reduce account earnings. Member FDIC.

CompareBalance of $0 - $25,000
90-day CD0.01% APY*
6-month CD3.04% APY*
12-month CD2.52% APY*
18-month CD2.00% APY*
24-month CD0.01% APY*
36-month CD0.25% APY*
48-month CD0.35% APY*
60-month CD0.45% APY*
IRA:
12-month CD w/variable tiered rate		0.42% APY*

*APY = Annual Percentage Yield